Did you know that at the end of the year most dental plans reset and anything you haven’t used that year may be lost? If you want to make the most of the dental benefits you’ve paid into all year, here’s how to maximize your dental benefits.
If you’ve paid for dental benefits, then it’s a waste of money not to use them effectively. The best way to do this is to understand them. Read your Explanation of Benefits carefully, noting things like, when your plan resets, what your deductible is, if you have one, and other details you’ll want to know. Understanding each part of how your plan works and what is covered can help you maximize your dental benefits and spend wisely doing so.
One way to maximize your dental benefits can be to schedule appropriately. If you have a large procedure necessary with multiple visits, scheduling those throughout the year can be a smart way to use your money. Consider the impact it may have on your deductible, or a spending cap. If need be, you can schedule it to straddle years, so some work is in one year, and some in another, so as not to max out any cap on work covered. The same can be done for a series of necessary fillings. Scheduling appropriately can help you use your benefits wisely and effectively.
You’re Not the Only One
You’re not the only person wanting to maximize the use of your dental benefits, so consider that others may be wanting to schedule procedures during the last two months of the year. If it is too late for this year, and you need to get in one last cleaning or filling, then you may want to call early to get an appointment, and plan next year to be intentional in how and when you schedule cleanings and procedures to make the most of your dental benefits.
Call our Lawton Dental Office to make an appointment with a dentist who may be able to help you find out more about this topic, and improve your oral health.